Current Rates

Rates Effective September 11th, 2013.  Rates are subject to change without notice

We have the right to change the rates and fees in accordance with the terms of the schedule. We may also reserve the right to change any other term of this agreement at our sole discretion.


Certificates Of Deposit & IRAs 

Products Minimum Opening Deposit Interest Rate APY*
91 Day CDs: $1,000.00

IRAs: $100.00

0.10% 0.10%
6 Month 0.15% 0.15%
12 Month 0.25% 0.25%
18 Month 0.30% 0.30%
24 Month 0.50% 0.50%
36 Month 0.50% 0.50%
(annual percentage yields shown are compounding monthly and fees may reduce earnings.)


Personal and Business Money Market Accounts

Products Minimum To Obtain APY Interest Rate APY
$2,500 thru $49,999.99 $2,500.00 0.05% 0.05%
$50,000 thru $249,999.99 $50,000.00 0.10% 0.10%
$250,000 and greater $250,000.00 0.15% 0.15%
(annual percentage yields shown are compounding daily and fees may reduce earnings.)


Checking Plus & Prestige Accounts

Products Minimum To Obtain APY Interest Rate APY
$2,500 thru $49,999.99 $2,500.00 0.05% 0.05%
$250,000 and greater $50,000.00 0.15% 0.15%
(annual percentage yields shown are compounding daily and fees may reduce earnings.)


Savings

Products Minimum To Obtain APY Interest Rate APY
Personal $200.00 0.10% 0.10%
Minor $5.00 0.10% 0.10%
Kid's Club $5.00 0.10% 0.10%
(annual percentage yields shown are compounding daily and fees may reduce earnings.)

*A penalty may be imposed for early withdrawals, which could reduce the Annual Percentage Yield (APY).

Business