Business Banking
Business Banking That Works For You
Free Checking - Business Account
Minimum opening deposit of $100 is required to open the account. There is no minimum balance required and no monthly maintenance fee. Monthly statements are mailed to customer.
Check orders are the customer's expense.
Additional fees may apply. See additional fees and services.
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Business Money Market
Minimum opening deposit of $1,000 is required to open the account. Interest is paid on balances of $2,500 and over.* If average balance falls below $2,500, this account is subject to a service fee of $13.00. If there are more than 6 debits during the statement cycle this account is subject to a $4.00 excessive withdrawal fee per occurrence.
Monthly statements are mailed to customer. Money Market packet checks are issued free.
Additional fees may apply. See additional fees and services.
*For rate and APY, ask for our current rate sheet.
Business NOW Account
Minimum opening deposit of $1,000 is required to open the account. Interest is paid on balances of $2,500 and over.* If average balance falls below $1,000, this account is subject to a service fee of $15.00 plus .30 per debit. Monthly statements are mailed to customer.
Certain sole proprietorships and non-profit organizations that meet federal guidelines are eligible for this account.
Checks are customer's expense.
Additional fees may apply. See additional fees and services.
*For rate and APY, ask for our current rate sheet.
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Merchant Services
With Merchant Services you can accept credit and debit card transactions.
Stop by at any of our convenient branch locations or ask us now how you can get started Contact Us.
Additional fees may apply. See additional fees and services.
*For rate and APY, ask for our current rate sheet.
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Online Banking
With Online Banking you can check your balance, view check images, transfer money, and pay bills. You have account access all day, everyday to manage your accounts.
You may enroll for Online Banking by selecting the "Enroll for Online Banking" link on the homepage. Read and accept the provided agreement. If you have any questions concerning Online Banking, Contact Us.
Additional fees may apply. See additional fees and services.
*For rate and APY, ask for our current rate sheet.
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eStatements
When you sign up for eStatements you will begin receiving your account statement online instead of in the mail. An email notifcation will be sent to you each month when your statement is available to view online. Your eStatement will be a PDF version of your actual printed statement.
eStatements are FREE to Drummond Community Bank online customers. eStatements are secure because we do not send your actual statement through email, instead we send you an email notification that your eStatement is available to view online. You must then log on to our secure web site where your account information is protected by 128-bit encryption technology.
To sign up log in to Online Banking (you may enroll for Online Banking by selecting the "Enroll for Online Banking" link if you haven't already enrolled). Select "Accounts" then "Account Statements". Read and accept the provided agreement. You may cancel any time, Contact Us.
If you have any questions concerning your eStatement, Contact Us.
Additional fees may apply. See additional fees and services.
*For rate and APY, ask for our current rate sheet.
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Additional Fees and Services
| Statement Reconcilement - per hour (Minimum 1 Hour) |
$25.00 |
| Research - per hour (Minimum 1 Hour) |
$25.00 |
| Balance Inquiries |
$1.00 |
| Levies and Garnishments |
$150.00 |
| Special Statements |
$5.00 |
| Telephone Transfers |
$5.00 |
| Dormant Account Fees (Per Month, After No Activity For 12 Months) |
$10.00 |
| Accounts Closing (Opened Less Than 90 Days) |
$25.00 |
| Copies of Checks Or Statements (Per Statement Or Item) |
$5.00 |
| Return Item Fee (Per Item) |
$3.00 |
| NSF Fee (Per Item) |
$30.00 |
| Overdraft Fee (Per Item) |
$30.00 |
| ODP Transfer Fee |
$5.00 |
| Continuous Overdraft Fee, Daily |
$4.00 after 4th business day |
| Stop Payment Fee |
$30.00 |
| Statements On CD (Per Month) |
$25.00 |
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Night Drop Bags
| Zipper Bag |
$5.00 |
| Zipper Bag With Lock |
$20.00 |
Domestic Wire Transfers
| Outgoing Wire (Customer) |
$25.00 |
| Incoming Wire (Customer) |
$10.00 |
| Outgoing Wire (Non Customer) |
$25.00 |
| Incoming Wire (Non Customer) |
$25.00 |
International Wire Transfers
| Incoming Wire (Customer) |
$10.00 |
| Incoming Wire (Non Customer) |
$25.00 |
| Outgoing Wire (Customer) |
$75.00 |
Other Miscellaneous Services
| Check Cashing (Non Customer) |
$1.00 per hundred - $5.00 minimum |
| Envelope Collection (Per Envelope) |
$10.00 |
| Fax (1st Page) |
$5.00 |
| Additional Faxed Pages |
$1.00 |
| Official Checks |
$5.00 |
| Replacement ATM Card |
$5.00 |
| Counter Checks (Per Check) |
$0.25 |
Safe Deposit Boxes
| 3 x 5 Annual Fee |
$30.00 |
| 5 x 5 Annual Fee |
$35.00 |
| 3 x 10 Annual Fee |
$40.00 |
| 5 x 10 Annual Fee |
$45.00 |
| 10 x 10 Annual Fee |
$55.00 |
| One Time Key Deposit |
$5.00 |
| Lost Key |
Bank's cost + $10.00 |
| Box Drilling (Both Keys Lost) |
Bank's cost + $25.00 |
Contents of Safe Deposit Boxes are not FDIC Insured.
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Fee Disclaimer
Multiple fees may apply. Fees described become effective January 1, 2009. Except as otherwise provided by law and consumer banking regulation, all fees described herein are subject to change at any time without prior notification. This informational does NOT provide you with any specific legal rights. Any information describing fees and account terms are solely for marketing and informational purposes only. Terms and fees described are representative of the contractual terms of deposit accounts opened and available at this bank. Actual account terms and conditions for an account you wish to open may vary according to specific terms contained in each account contract at the time you open an account, and as lawfully amended thereafter.