| Business
Services
Business
Checking
Account
Minimum
opening deposit of $100 is required to open the
account. If average balance falls below $1,000, this
account is subject to a service fee of $13.00 plus
.30 per debit.
Monthly statements are mailed to customer.
Additional fees may apply. See
Additional Fees and Services.
Free
Checking - Business Account
Minimum opening deposit of $100 is required to open
the account. There is no minimum balance required and
no monthly maintenance fee. Monthly statements are
mailed to customer.
Check orders are
the customer's expense.
Additional fees may apply. See Additional Fees and
Services.
Business
Money Market
Minimum opening deposit of $1000 is required to open
the account. Interest is paid on balances of $2,500
and over.* If average balance falls below $2,500,
this account is subject to a service fee of $13.00
plus $4.00 per debit after six.
Monthly statements are mailed to customer. Blue
wallet style check books are free.
Additional fees may apply. See
Additional Fees and Services.
*For Rate and APY, ask for our current rate sheet.
Business
NOW Account
Minimum opening deposit of $1000 is required to open
the account. Interest is paid on balances of $2,500
and over.* If average balance falls below $1,000,
this account is subject to a service fee of $15.00
plus .30 per debit. Monthly statements are mailed to
customer.
Certain Sole Proprietorships and Non-Profit
Organizations that meet federal guidelines are
eligible for this account.
Checks are customer's expense.
Additional fees may apply. See
Additional Fees and Services.
*For Rate and APY, ask for our current rate sheet.
Additional
Fees and Services
| Account
Reconcilement - per hour (Minimum 1 hour) |
$20.00 |
| Research
- per hour (Minimum 1 hour) |
$20.00 |
| Balance
Inquiries |
$1.00 |
| Levies
and Garnishments |
$50.00 |
| Special
Statements |
$5.00 |
| Telephone
Transfers |
$5.00 |
| Dormant
Account Fees (Per month, after no
activity for 12 months) |
$5.00 |
| Accounts
Closing (Opened less than 90 days) |
$15.00 |
| Copies
of Checks or Statements (Per Statement or
Item) |
$5.00 |
| Return
Item Fee (Per Check) |
$3.00 |
| NSF
Fee (Per Check) |
$30.00 |
| Overdraft
Fee (Per Check) |
$30.00 |
| Stop
Payment Fee |
$30.00 |
| Statements
on CD (Per Month) |
$25.00 |
|
|
| Night
Drop Bags |
| Zipper
Bag |
$5.00 |
| Zipper
Bag with Lock |
$20.00 |
|
| Domestic
Wire Transfers |
| Outgoing
Wire (Customer) |
$20.00 |
| Incoming
Wires (Customer) |
$10.00 |
| Outgoing
Wires (Non Customer) |
$25.00 |
| Incoming
Wires (Non Customer) |
$25.00 |
| |
|
| International
Wire Transfers |
|
| Incoming
Wires (Customer) |
$10.00 |
| Incoming
Wires (Non Customer) |
$25.00 |
| Outgoing
Wire (Customer) |
$60.00 |
| |
|
| Other
Miscellaneous Services |
| Check
Cashing (Non Customer) $1.00 per hundred
- $5.00 minimum |
| Series
H Bonds |
$15.00 |
| Envelope
Collection (Per Envelope) |
$10.00 |
| Fax
(1st Page) |
$5.00 |
| Additional
Faxed Pages |
$1.00 |
| Copies
(Copier) |
$0.50 |
| Official
Checks |
$3.00 |
| Money
Orders |
$2.00 |
| Travelers
Cheques (Per Hundred) |
$2.00 |
| Replacement
ATM Card |
$5.00 |
| Counter
Checks (Per Check) |
$0.25
|
Safe
Deposit Boxes
|
| 3 x 5 Annual
Fee |
$25.00 |
| 5 x 5 Annual
Fee |
$30.00 |
| 3 x 10
Annual Fee |
$35.00 |
| 5 x 10
Annual Fee |
$40.00 |
| 10 x 10
Annual Fee |
$50.00 |
|
| There is a
One Time Key Deposit |
$5.00 |
| Lost Key |
Bank's
cost + $10.00 |
Box
Drilling
(both keys lost) |
Bank's
cost + $25.00 |
Contents
of Safe Deposit Boxes are not FDIC Insured.
Fees
described become effective April 1, 2004.
Except as otherwise provided by law and consumer
banking regulation, all fees described herein are
subject to change at any time without prior
notification. This informational does NOT provide
you with any specific legal rights. Any information
describing fees and account terms are solely for
marketing and informational purposes only. Terms
and fees described are representative of the
contractual terms of deposit accounts opened and
available at this bank. Actual account terms and
conditions for an account you wish to open may vary
according to specific terms contained in each account
contract at the time you open an account, and as
lawfully amended thereafter.
|
