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Current Rates
Subject to change without notice
Annual Percentage Yields shown are compounding monthly and fees may reduce earnings.

Interest Rates & Annual Percentage Yields through June 20, 2008

We have the right to change the rates and fees in accordance with the terms of the schedule. We may also reserve the right to change any other term of this agreement at our sole discretion.

Certificate of Deposits
Products Min. Opening Deposit Interest Rate APY
91 Day
   Under $10,000 $1,000.00 1.50% 1.51%
   $10,000 and Over $1,000.00 1.50% 1.51%
6 Month
   Under $10,000 $1,000.00 1.75% 1.76%
   $10,000 and Over $1,000.00 1.75% 1.76%
12 Month
   Under $10,000 $1,000.00 2.00% 2.02%
   $10,000 and Over $1,000.00 2.00% 2.02%
18 Month
   Under $10,000 $1,000.00 2.00% 2.02%
   $10,000 and Over $1,000.00 2.00% 2.02%
24 Month
   Under $10,000 $1,000.00 2.00% 2.02%
   $10,000 and Over $1,000.00 2.00% 2.02%
Jumbo Certificates
   6 Months $100,000.00 2.00% 2.02%
   12 Months $100,000.00 2.25% 2.27%
   24 Months $100,000.00 2.25% 2.27%
   
 
Money Market Accounts
Products Min. Opening Deposit Interest Rate APY
.00 thru 2,499.99 $100.00 0.00% 0.00%
2,500 thru 24,999.99 $2,500.00 0.50% 0.50%
25,000 thru 49,999.99 $25,000.00 0.50% 0.50%
50,000 thru 249,999.99 $50,000.00 1.25% 1.26%
250,000 thru unlimited $250,000.00 1.85% 1.87%
 
IRA Accounts
Products Min. Opening Deposit Interest Rate APY
18 Month Variable Rate $1,000.00 2.00% 2.02%
12 Months FIXED RATE $1,000.00 2.00% 2.02%
 
NOW/Club Accounts
Products Min. Opening Deposit Interest Rate APY
.00 thru 2,499.99 $100.00 0.00% 0.00%
2,500 thru 49,999.99 $2500.00 0.25% 0.25%
50,000.00 and greater $50,000.00 1.00% 1.01%
Personal Savings
Products Min. Opening Deposit Interest Rate APY
.00 thru 199.99 $100.00 0.00% 0.00%
200.00 and greater 0.35% 0.35%
 

A penalty may be imposed for early withdrawals, which could reduce the Annual Percentage Yield (APY).

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